The interest rate on the American Express Platinum Card varies based on the user's creditworthiness and account status. As of 2025, the Annual Percentage Rate (APR) for the Pay Over Time feature is between 20.24% to 29.24% variable.

For complete details and specific terms, you can visit the American Express Platinum Card page.

Sources

The Platinum Card® by American Express - Explore Elevated BenefitsThe Platinum Card from American Express 2025 Review | U.S. NewsThe Amex Platinum Card: ACTUAL Value 3 Years Later (2025)Annual Fee & Authorized User Fee – American Express Platinum®American Express Business Platinum Card Interest Rate 20250% Intro APR Credit Card Offers - American ExpressAmerican Express Platinum Review: Top-Notch Lounge Access, Big ...

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