Media professional liability insurance, also known as media liability insurance or errors and omissions (E&O) insurance, is designed to protect media and advertising professionals from third-party claims related to the services they provide. This type of insurance typically covers the following:

1. Defamation: If you or your company is accused of making false statements that harm someone's reputation, media liability insurance can provide coverage for legal defense costs and potential settlements.

2. Invasion of Privacy: Claims related to invasion of privacy, such as unauthorized use of a person's likeness or private information, are often covered by media professional liability insurance.

3. Copyright Infringement: This insurance can help protect you in case of claims of copyright infringement arising from your work, including but not limited to unauthorized use of someone else's intellectual property.

4. Intellectual Property Infringement: Media liability insurance can also provide protection for claims related to the infringement of intellectual property, including trademarks and patents.

5. False Advertising: If you are accused of misleading advertising practices, such as deceptive advertising or marketing claims, this insurance may cover related legal costs and settlements.

6. Errors, Omissions, Breach of Contract, and Delays: Media professional liability insurance can also address claims related to errors, omissions, breach of contract, and delays in the professional services you provide.

It's important to note that coverage can vary depending on the specific policy and insurer. Media liability insurance is typically designed for a wide range of media and advertising professionals, including publishers, broadcasters, bloggers, content creators, and traditional or non-traditional media organizations.

One example of a provider of media liability insurance is Chubb, which offers MediaGuard policy to address the unique coverage needs of media-related firms. However, it's essential to review the specific terms and conditions of any policy to understand the full extent of coverage it provides.

Sources

Media Liability Insurance for Advertising and Media Professionals - InsureonA Growing Need for Media Liability Coverage for Professional Services Firms | The Hartford InsightsMedia Liability Insurance Coverage - HiscoxMedia Liability: This is What's Covered and What it Costs - CoverWalletMedia Liability Insurance Coverage | Chubbmedia liability coverage - IRMI

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