What auto insurance company has the cheapest state minimum premiums

Based on the latest analyses from various sources, Texas Farm Bureau emerges as the auto insurance company offering the cheapest state minimum premiums in Texas for 2025. According to NerdWallet, the average rate for minimum coverage from Texas Farm Bureau is approximately $35 per month, marking it as the most affordable option in the state.

Additionally, ValuePenguin corroborates this information by reporting that Texas Farm Bureau provides liability coverage at an average of $34 per month. U.S. News also confirms that Texas Farm Bureau possesses the lowest sample premiums in Texas, with an average annual rate of around $863.

Bankrate points out that while the average annual cost for minimum coverage in Texas is $724, which is 9% less than the national average, Texas Farm Bureau likely offers rates even lower than this average. Forbes Advisor highlights that USAA is also recognized for providing competitive rates for state-minimum car insurance, indicating that it may be another option worth considering.

For further details, you can refer to the full analyses provided in the following links:

In summary, if you are looking for the cheapest state minimum premiums in Texas, Texas Farm Bureau should be your primary consideration, with USAA also potentially offering competitive rates.

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