As of March 2025, the average interest rates for Home Equity Lines of Credit (HELOC) are as follows:

1. Bankrate reports that the average HELOC interest rate is 8.06% as of March 5, 2025. They provide a comprehensive overview of current home equity loan interest rates, which can help potential borrowers understand their options. More details here.

2. According to Forbes, the latest HELOC rates recorded on March 7, 2025, show some variation based on the loan-to-value ratio (LTV). Rates for a 60% LTV go as low as 8.10% and vary slightly for different amounts. This indicates that the rates can change depending on specific borrowing conditions. Find out more here.

3. NerdWallet provides additional information on comparing HELOC rates across various lenders, emphasizing that these rates can vary. They serve as a platform for users to identify the best HELOC rates available from top lenders. Explore their offerings here.

4. Bank of America lists their variable APR for HELOC at 8.90%, noting that this rate may include discounts for automatic payments. This indicates a different approach to setting rates compared to the averages mentioned by other sources. Check their terms here.

5. Lending Tree presents current rates for home equity loans, with rates for a $50k home equity loan as low as 6.63%. While this is for home equity loans, it provides an additional perspective on borrowing rates. Learn more about this here.

Overall, the current average HELOC interest rates hover around 8.04% to 8.10%, fluctuating depending on various factors such as credit score, loan amount, and lender policies. This information can help potential borrowers make informed decisions regarding home equity financing.

Sources

Best home equity line of credit (HELOC) rates for March 2025Current Home Equity Interest Rates | BankrateHome Equity Rates - Low HELOC Rates - Bank of AmericaLatest HELOC & Home Equity Loan Rates: March 7, 2025 - ForbesHELOC Rates: Compare Top Lenders in March 2025 - NerdWalletHome Equity Loan Rates and Lenders in March 2025 - Lending TreeBest Home Equity Loan Rates for March 2025 - CNET Money

Related Questions

What will the HELOC rates be in 2025?

Are interest rates going up in 2025?

Are HELOC rates predicted to go down?