SB 729 tell me more, what if my employer is
California Senate Bill 729 (SB 729) is a significant piece of legislation that mandates coverage for infertility and fertility services, including in vitro fertilization (IVF), particularly impacting large group health plans starting July 1, 2025. Here’s a detailed summary of its implications and how it responds to your inquiry regarding employers based in Utah but covering employees in California.
Overview of SB 729
SB 729 will require large group health plans in California to cover treatments for infertility, which includes IVF and associated fertility services. The law applies to any group health insurance policies that are issued, amended, or renewed after the effective date of July 1, 2025. This mandate is designed to ensure that individuals experiencing infertility issues have access to necessary medical treatments without undue financial burden.
Compliance for Employers in Utah
Considering your situation where an employer is based in Utah but covers employees in California, it is crucial to understand compliance obligations. If the employer's health plan provides coverage to employees in California, it must comply with California's SB 729 requirements for those employees. This means that the coverage must include services like IVF and other infertility treatments as specified in the legislation.
Additional Details
- Impact on Small Groups: It's noteworthy that SB 729 does not require small group employers to cover infertility services, which could lead to some confusion among different-sized employers. Large groups are decidedly impacted by the mandate, while smaller groups may not be.
- Notification and Coordination: Employers are encouraged to confirm with their health insurance providers that they are prepared to comply with SB 729 and to notify affected participants regarding the new benefits available due to this legislation.
For more detailed information, you can refer to the following links:
- California Large Group Health Plans Must Cover IVF & Fertility Services.
- California Mandates IVF Coverage in Large Group Health Plans.
- SB 729 FAQs: Understanding California's Infertility Coverage Requirements.
In conclusion, if your Utah-based employer covers employees in California, they will need to adhere to the requirements of SB 729, especially concerning large group health plans due for renewal after the effective date. It’s advisable for the employer to consult with their insurance provider to ensure compliance.
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