Determining the average payout for a Defense Base Act (DBA) claim, specifically for a lower disk laceration, can be complex due to various factors that influence settlements. However, some insights can be drawn from the available resources about DBA settlements in general.

1. Settlement Variability: A direct average payout for a lower disk laceration is challenging to establish, as individual cases can vary significantly based on injury severity, medical expenses, wage loss, and long-term impacts on quality of life. According to sources, it is nearly impossible to provide a precise average for DBA settlement amounts since the nature and extent of the injury play pivotal roles.

2. General Settlement Ranges: Some articles indicate that for typical injuries, DBA settlements can range widely. For instance, settlements range from $50,000 to $100,000 for various types of injuries, including conditions like hearing loss and PTSD. However, specific figures for lower disk lacerations were not detailed.

3. Maximum Compensation Rate: Most contractors under the DBA are typically eligible for compensation at the maximum rate, which is approximately $1,510.76 per week as of the latest updates. This compensation is calculated as two-thirds of the employee's average weekly earnings but capped at this maximum figure. Longer-term disabilities could yield significant total amounts based on continued wage loss compensation.

4. Factors Influencing Settlement: The settlement will depend on the degree of permanent disability or impairment resulting from the laceration, any medical treatments required, and whether future medical costs are anticipated. Legal representation can also affect the negotiation and final settlement amounts.

5. Conclusion: For lower disk lacerations specifically, while it's hard to provide a specific average payout, the potential exists for significant compensation, especially if the injury is severe and leads to long-term consequences. Consulting with an attorney familiar with DBA claims can provide a better personalized estimate based on comparable cases and the specific details of your situation.

For more detailed information or specific case examples, you can refer to articles like those from Grossman Attorneys and Defense Base Act Lawyers.