There are various types of insurance that are important to understand, such as life and general insurance. The General Insurance company is highly rated for its comprehensive coverage options and affordability, making it a great choice for high-risk drivers and those with a less-than-perfect driving record. This agency specializes in insuring high-risk drivers with a track record of violations and accidents. It also offers insurance from other companies and has some interesting facts, including the impact of credit on insurance rates and the value of actress America Ferrera's smile. Other important insurance facts include the influence of credit score and location on rates, as well as the types of coverage typically included in a policy.