Based on the search results regarding Lloyds Platinum Travel insurance, the coverage does not explicitly mention protection against travel company business failure. Here is a detailed summary of the information found:

1. Travel Insurance Overview: Lloyds Bank offers travel insurance as part of their Platinum, Gold, and Premier current accounts. Coverage is available for worldwide travel, and family members may also be included based on eligibility criteria. More details can be found on their official page here: Lloyds Bank Travel Insurance.

2. Platinum Account Specifics: The Lloyds Platinum account provides multi-trip travel cover for users and their families (up to age 80), emphasizing that the insurance is contingent on the account remaining open. For further specifics, you can visit: Platinum Current Account Details.

3. Business Travel Coverage: There is also a distinction for business travel insurance, where coverage is provided if at least 50% of business travel costs have been purchased using Lloyds Business Cards. This may not align with personal travel insurance inquiries, but it's worth noting for those considering business travel: Business Cards Travel Insurance.

4. Queries About Business Failure Coverage: Discussions in online forums indicate that potential customers have expressed interest in understanding whether Lloyds’ insurance policies cover end supplier failure, which includes instances of travel company insolvency. One user on theDIBB expressed the same query about whether the insurance under their account would include such coverage: Lloyds (AXA) Travel Insurance Query.

5. Concerns and Feedback: Historical feedback regarding Lloyds insurance indicates that while it covers many typical travel issues (like medical incidents) it may not cover all forms of disruptions, which can lead to concerns about its adequacy in scenarios like business failure. An article from The Guardian noted such limitations in coverage, pointing out that while the insurance provides basic protections, there are significant exclusions: Lloyds Travel Cover Limitations.

In conclusion, while Lloyds Platinum Travel provides various travel insurance protections, the specific coverage for travel company business failure is not directly addressed in the available information. Customers should carefully review the terms of their travel insurance policy or consider additional options that explicitly cover end supplier failures if required.

Sources

Travel Insurance | Current Accounts - Lloyds BankPlatinum current account - Lloyds BankBusiness Cards Travel Insurance - Lloyds BankAdd-on End Supplier Failure Travel Insurance? : r/UKPersonalFinanceLloyds Bank (AXA) Travel Insurance - End Supplier Failure? - theDIBBLloyds packaged account promised the best insurance – but failed ...My free travel cover from Lloyds doesn't get me very far - The Guardian

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