As of 2025, several mutual funds in India are recommended for implementing Systematic Withdrawal Plans (SWP). Below is a detailed summary of some of the best options available:

1. HDFC Hybrid Equity Fund - This fund has consistently performed well and is noted for its balanced approach of investing in both equities and fixed income.

2. ICICI Prudential Bluechip Fund - This fund predominantly invests in large-cap stocks and is favored for its stability and potential for long-term growth.

3. SBI Equity Hybrid Fund - Offering a mix of equity and debt, this fund is ideal for those looking for a more conservative investment strategy with decent returns.

4. Quant Absolute Fund - Highly recommended for retirees, this fund has shown a strong performance with returns exceeding 30%.

5. Bank of India Mid & Small Cap Equity Fund - Another top choice for retirees, focusing on smaller companies with high growth potential.

6. ICICI Prudential Balanced Advantage Fund - This fund adjusts its equity and debt mix based on market conditions, providing flexibility and adaptability.

7. SBI Magnum Medium Duration Fund - A good option for those seeking a predictable income stream through withdrawals.

8. Quant Flexicap Fund (G) - A versatile fund that can adjust to different market conditions, making it a strong choice for systematic withdrawals.

9. Quant Mid Cap Fund (G) - Targeting mid-cap stocks, this fund aims for higher growth, making it suitable for investors with a higher risk appetite.

10. ICICI Prudential Value Discovery Fund - This fund seeks value stocks that are undervalued in the market, which could yield significant returns over time.

For more detailed analyses, you can refer to articles from sources like Advisorkhoj here, Lakshmishree here, Bajaj Finserv here, and Rupeezy here. These sources provide further insights into investment strategies and potential returns associated with each fund.

Sources

Top and Best Performing SWP Mutual Funds in India - Advisorkhoj10 Best SWP Mutual Funds in India [2025 Updated]Best 3 SWP for Retirees in Feb 2025 with Top Fund Delivering Over ...Best Funds for SWP in 2025 - Top 5 SWP Mutual Funds - Bajaj FinservSWP (Systematic Withdrawal Plan) Calculator - GrowwBest SWP for Monthly Income in India 2025 - RupeezySystematic Withdrawal Plan - SWP in Mutual Fund - Policybazaar

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